Finance

Qcard

Qcard

6 Months No Payment and No Interest

*No payments and no interest for 6 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for instore purchase.  Minimum purchase of $200. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a applies to any outstanding balance at end of Payment Holiday.

Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change.

 

12 Months No Payment and No Interest

*No payments and no interest for 12 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for instore purchase. Minimum purchase of $200. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a applies to any outstanding balance at end of Payment Holiday.

Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change.

 

18 Months No Payment and No Interest

*No payments and no interest for 18 Months (“Payment Holiday”) is available on Q Card Flexi Payment Plans for instore purchase. Minimum purchase of $999. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment ($3 PPSR – Q Card only). Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.95% p.a applies to any outstanding balance at end of Payment Holiday.

Q Card lending criteria, fees, terms and conditions apply. Rate and fees are subject to change.

 

Plan

Minimum Purchase

Fee

Interest Rate

6 Months Payment Holiday & Interest Free

$200

$50 Annual Fee

$55 Establishment Fee

$35 Advance Fee

25.95%

12 Months Payment Holiday & Interest Free

$200

$50 Annual Fee

$55 Establishment Fee

$35 Advance Fee

25.95%

18 Months Payment Holiday & Interest Free

$999

$50 Annual Fee

$55 Establishment Fee

$35 Advance Fee

25.95%


 Finance Now



12 Months Interest Free with 36 Months to Pay

*Interest Free up to 12 Months with a minimum purchase over $499, in store only. A Booking fee of $55 and a $1.80 monthly service fee is applicable to all agreements (Payment Protection Insurance may apply).  From no deposit, however; if deposit is required it is payable upon entering agreement. Interest Rate of 19.75% applies on the outstanding balance at expiry of any interest free and/or deferred period.

Subject to Finance Now’s standard credit criteria.

 

GEM

 

9 Months Deferred

*9 Months Deferred Interest Free available on purchases $100 and over. From no deposit. Minimum spend $100. Normal lending conditions, credit criteria and fees apply. On expiry of the interest free deferred period, the prevailing interest rate (currently 25.99% p.a. Gem Visa/29.95% p.a. Gem CreditLine) will apply to any outstanding balance. Credit provided by Latitude Financial Services Limited. 

 

12 Months Interest Free

Minimum spend $250 using Gem Visa or Gem CreditLine. Normal credit and lending criteria and fees apply. Minimum monthly repayments must be made during the interest free period. The minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the promotional period. Prevailing interest rate (currently 25.99% p.a. Gem Visa/29.95% p.a. Gem CreditLine) applies to any outstanding balance on the expiry of the interest free period. Credit provided by Latitude Financial Services Limited.